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Legal information
Notice: This information and links on this page are intended to improve conditions in peoples lives. The advice is provided at no charge without warranty. It is best to consult with an attorney or credit professional in your area with knowledge of your specific circumstance. Many courts offer referrals to low cost or free legal advice. You can also review the FCRA, for laws that pertain to most credit reporting agencies.
We strive to find reasonable loan and credit card programs for folks with credit issues. If you find a more reasonable lender, let us know, we are always looking for new programs. If one of the service providers on this site treats you unfairly contact us and we will attempt to resolve the issue or discontinue association. We want to help! High risk lenders charge more for their services! You can save money on a credit card, home financing or a car finance by knowing what's on your credit, disputing in accuracies, and paying your debts as agreed.
We offer a free resource that explains credit phrases, introduction to credit. If you don't understand a clause or a fee on a credit application or contract, don't apply, get informed, read, ask someone with experience, like an attorney or CPA, for advice.
Certain conditions may exist where even the most liberal of lenders are forced to decline an application. Examples of theses circumstances could be open bankruptcy, unverifiable income, residence, bank information, or incongruous parameters.
We are not affiliated with the following organizations/companies; American Express, Discover, visa, Visa USA, Master card, Experian, Trans Union. Our affiliates may have licenses to represent these companies.
© 2007
iOkBadCredit.com
Updated with
07/01/08